Budget without linking your bank account

Skwad

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Type:
Website
Last Updated:
2025/08/16
Description:
Skwad is a privacy-first budgeting app that helps you gain financial clarity without sharing your bank login. It uses bank email alerts to track spending.
Share:
budgeting
privacy
finance
transaction tracking
email alerts

Overview of Skwad

What is Skwad?

Skwad is a privacy-focused budgeting app designed to give you financial clarity without requiring access to your bank login details. It leverages your bank's built-in email alerts to track your spending and income automatically.

Key Features:

  • Privacy-First Approach: No need to share your bank passwords or account numbers.
  • Automated Transaction Tracking: Converts bank email alerts into categorized transactions.
  • Instant Sync: Transactions are synced directly from your bank's alerts.
  • Multiple Budgeting Options: Visualize your cash flow and spending categories.
  • Customizable Expenses: Fully customizable categories to recategorize, split, or hide transactions.
  • Bill Payment Reminders: Get alerts for upcoming bills and loan payments.
  • Multiplayer Mode: Invite companions to share accounts and transactions for collaborative budgeting.

How to Use Skwad:

  1. Sign Up: Get a dedicated Skwad scan email address.
  2. Set Up Bank Alerts: Configure your bank or credit card provider to send automated spending & deposit alerts to your Skwad scan email address.
  3. Skwad Automates the Rest: Skwad converts these alerts into categorized transactions for you.

Why is Skwad Important?

Skwad addresses significant privacy concerns associated with traditional budgeting apps. By avoiding direct bank connections, it eliminates the risk of password leaks and unauthorized access to your financial data.

Where Can I Use Skwad?

Skwad is a web application accessible on any device with a browser. It is particularly useful for individuals concerned about sharing their bank credentials or those who prefer a more secure and private budgeting solution.

Best Way to Get Started with Skwad:

Start with the free trial to explore the features and see how Skwad can simplify your budgeting process. Set up your bank alerts and watch as Skwad automatically categorizes your transactions.

Customer Testimonials:

  • Cecilia B. 🇨🇦: "Skwad is the only app that solves my problem. Other apps don't have support for my older bank, but I do get email alerts and Skwad parses them well."
  • Derek Z. 🇺🇸: "I stopped using other apps because I was forced to re-sync my accounts EVERY SINGLE TIME I logged in. I've never had this issue with Skwad, and my transactions appear instantly."

Pricing

Skwad offers a free trial. They also offer paid plans with additional features. Check the website for current pricing details and any available discounts.

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